Supplemental Coverage

Coverage that pays in addition to your health plan: critical illness, accident, dental, vision, accident disability income and life insurance. It helps with the costs a health plan does not cover, such as deductibles and lost income.

The PremierChoice Specified Disease/Sickness and Accident Plans pay in addition to any coverage you have in force, even an essential health benefits plan.

The PremierChoice Specified Disease/Sickness and Accident plans allow you to receive first dollar payments for expenses incurred up to a benefit maximum for covered healthcare services. And with the special doctor office visit rollover feature in each Specified Disease/Sickness and Accident plan, if you don't use your benefits, you don't lose them.

No calendar year deductible to satisfy. PremierChoice Specified Disease/Sickness and Accident plans supplement an essential health benefits plan, under which you must first satisfy a deductible every year before you are eligible to receive benefit payments.

Yes. The optional Single Step-Up Rider, Optional Double Step-Up Rider, and Optional Medical Inflation Protection & Guaranteed Insurability Rider on the Specified Disease Sickness Plan let you step up your coverage. See your agent for help determining your best coverage increase solution.

In the event you need additional protection, the purchase of PremierChoice Specified Disease/Sickness, Accident Plans and the Optional Medical Inflation Protection and Guaranteed Insurability Rider provides you with a one-time right to purchase our PremierMed Short Term Medical-Surgical Expense Plan without any additional medical underwriting. In other words, why pay for coverage before you need it?